Shop Pay Installments
Flexible Payment with Shop Pay Installments
Flexible installment options at checkout
Eligible customers can apply for Shop Pay Installments at checkout. Available payment options, repayment schedules, and APR vary based on your location, purchase amount, and eligibility.
Here’s How It Works:
- Add items to your cart as usual.
- Choose Shop Pay at checkout.
- Choose one of the available installment options.
- Review the payment schedule, APR, and any required down payment before confirming.
You'll receive helpful email reminders before each payment is processed.
Payment options are subject to eligibility and approval by Affirm.
What payment plans are available?
Available plans, repayment schedules, and APR are shown at checkout before you confirm your application.
Are there any late or hidden fees?
None at all. You’ll never be charged late fees or unexpected costs.*
When is the first payment taken?
Sometimes right at checkout, sometimes two weeks later—it depends on the order.
Which payment methods are accepted?
Supported payment methods depend on your location and the installment plan you select.
How do refunds work?
Refunds follow our standard return policy and are processed back through Shop Pay.
Need help with Shop Pay Installments?
For general Shop Pay questions, visit the Shop Pay Help Center.